How Couples Can Share Long Term Care Benefits

How couples can share long term care benefits. Image of miniature figures of elderly man and woman sitting on bench; man is kissing woman's cheek.

Q: How does a shared-benefit rider for long term care insurance work? Does it cost more than regular coverage? A: One of the big unknowns with long-term-care insurance is predicting how long you’ll need benefits. Although the average need for care is about three years, you might die before needing any care or you could […]