Award Winning Health Journalism

How Couples Can Share Long Term Care Benefits

How couples can share long term care benefits. Image of miniature figures of elderly man and woman sitting on bench; man is kissing woman's cheek.

Q: How does a shared-benefit rider for long term care insurance work? Does it cost more than regular coverage? A: One of the big unknowns with long-term-care insurance is predicting how long you’ll need benefits. Although the average need for care is about three years, you might die before needing any care or you could […]